Track all your loans in one place.
Know exactly what you owe, when it's due, and how your loans will evolve over time. Built for India's real loan ecosystem.
Download Udhaari
Available on Android and iOS
Know exactly what you owe, when it's due, and how your loans will evolve over time. Built for India's real loan ecosystem.
Download Udhaari
Available on Android and iOS
Udhaari helps you track, understand, and manage all your loans in one place. Whether it's a bank loan, credit line, or money borrowed from friends and family, Udhaari gives you a clear picture of balances, EMIs, timelines, and repayments. With accurate schedules, reminders, and insights, you always know where you stand financially and what comes next.
To bring clarity and control to personal debt, helping individuals understand their loans, avoid surprises, and make better financial decisions.
Udhaari is for anyone managing multiple loans or EMIs who wants clarity on balances, timelines, and upcoming repayments.
Loans in India are scattered across bank apps, spreadsheets, and memory. Informal loans make it even harder to track what you owe. Udhaari brings everything into one place.
See all your loans, borrowed or lent with balances, timelines, EMIs, and repayment progress in one place.
Stay ahead of payments with smart reminders and alerts before every due date.
Visual insights show upcoming dues, repayment progress, and future EMIs so you always know what to expect.
Download or share your loan history, summaries, and transactions in PDF or Excel anytime.
Your financial data is encrypted and protected. Udhaari never sells your data, your information stays yours.
Secure cloud sync lets you access your loans across devices anytime.
Discover how Udhaari empowers you with clarity, control, and security for all your loans and repayments.
See all your loans, borrowed or lent with balances, timelines, EMIs, and repayment progress in one place.
Stay ahead of payments with smart reminders and alerts before every due date.
Visual insights show upcoming dues, repayment progress, and future EMIs so you always know what to expect.
Download or share your loan history, summaries, and transactions in PDF or Excel anytime.
Your financial data is encrypted and protected. Udhaari never sells your data, your information stays yours.
Secure cloud sync lets you access your loans across devices anytime.
Thousands of satisfied users who trust Udhaari to track their loans
I have been using this app since a month now and I am very happy with the features it provides and how easily I can manage my loans. Statistic dashboard and Schedules was game changing for me.
Sakshi
Pune, India
A game-changer for managing my finances! Udhaari is incredibly intuitive and clean. It makes tracking personal loans, EMIs, and even small amounts lent to friends so easy and transparent.
Althaf
Chennai, India
I have been using Udhaari from couple of months now and the app is very useful and provides accurate loan insights with on time EMI reminders, I was able to control my spending habits as I get a clear picture of my debt-to-income ratio.
Shubham
Pune, India
Very useful app for managing daily udhari. Easy to use, safe, and time-saving. Highly recommended!
Bharat
Pune, India
Just the app I was looking for to keep track of my loans and advances. Features are being added frequently, UI is nice.
Saikat
Noida, India
Great application for tracking my loans. Seamless experience as of now.
Anand
Hyderabad, India
I have been using this app since a month now and I am very happy with the features it provides and how easily I can manage my loans. Statistic dashboard and Schedules was game changing for me.
Sakshi
Pune, India
A game-changer for managing my finances! Udhaari is incredibly intuitive and clean. It makes tracking personal loans, EMIs, and even small amounts lent to friends so easy and transparent.
Althaf
Chennai, India
I have been using Udhaari from couple of months now and the app is very useful and provides accurate loan insights with on time EMI reminders, I was able to control my spending habits as I get a clear picture of my debt-to-income ratio.
Shubham
Pune, India
Very useful app for managing daily udhari. Easy to use, safe, and time-saving. Highly recommended!
Bharat
Pune, India
Just the app I was looking for to keep track of my loans and advances. Features are being added frequently, UI is nice.
Saikat
Noida, India
Great application for tracking my loans. Seamless experience as of now.
Anand
Hyderabad, India
Join the growing community of users who trust Udhaari for their loan management needs
Users Onboarded
Transactions Recorded
Loan Amounts Tracked
Average Store Rating
At Udhaari, technology is built with one goal — turning complex loan data into clear, reliable insights. Our in-house systems are designed for accuracy, privacy, and real-world reliability.
A purpose-built calculation engine that models real-world loan behavior to generate accurate amortization schedules, repayment breakdowns, and forward-looking insights.
Built for precision, not approximations.
Generates structured, easy-to-understand PDF and Excel reports covering loan history, transactions, summaries, and financial records ready whenever users need clarity or documentation.
Clarity you can export and share.
Protects user data through strong encryption, secure storage, and privacy-first design principles, ensuring users remain in full control of their financial information.
Security by design, not as an afterthought.
Delivers timely, personalized alerts for EMIs, dues, receivables, and loan milestones, helping users stay ahead of obligations and avoid surprises.
From reminders to proactive awareness.
Everything you need to know about Udhaari
Udhaari is a loan and EMI tracking app used to track your borrowing and lending, recurring expenses, manage EMI schedules, set payment reminders, and maintain clear bank and friends/family loan records.
No, Udhaari does not provide loans directly. It is a mobile app that helps you track your existing bank and friends/family loans, and payment schedules.
Yes, Udhaari is free to download and use on both the Google Play Store and Apple App Store.
We prioritize security by using end-to-end encryption for data in transit and at rest, following industry-standard financial data protection practices.
Udhaari helps you stay on top of your loans with clear schedules, reminders, and insights into your EMIs and repayment history—so you can spot upcoming dues, avoid missed payments, and make more informed repayment decisions.
Download Udhaari and get clarity over every loan EMI, balance, and repayment.