India's Loan Intelligence Platform
Understand, reconcile, and plan every loan you have with clarity and confidence. Built for India's real loan ecosystem.
Download Udhaari
Available on Android and iOS
Understand, reconcile, and plan every loan you have with clarity and confidence. Built for India's real loan ecosystem.
Download Udhaari
Available on Android and iOS
Udhaari transforms loan data into actionable intelligence. Built for India's real loan ecosystem, Udhaari helps individuals manage bank loans, and informal loans in one place. Enabling accurate reconciliation, smarter repayment planning, and complete financial visibility.
To bring clarity, accuracy, and control to personal debt by transforming loan data into actionable intelligence for better financial decisions.
Individuals and households managing multiple formal and informal loans who need clarity, accuracy, and foresight in their financial obligations.
India's debt ecosystem lacks an intelligence layer, users track loans across banks and informal sources but lack tools to reconcile, forecast, and optimize repayments.
Get a complete view of all your loans, borrowed or lent with accurate timelines, balances, and repayment details in one place.
Stay ahead of EMIs and dues with timely alerts and forward-looking reminders that help you avoid missed payments and stress.
Visual insights help you see dues, settlements, and repayment progress clearly, so you always know where you stand.
Download or share your loan history, and transactions anytime in PDF or Excel for personal records or discussions.
Your data is encrypted and protected at every level. Udhaari never sells your financial data, your information stays yours.
Secure cloud sync lets you access your loan information seamlessly across devices.
Discover how Udhaari empowers you with clarity, control, and security for all your loans and repayments.
Get a complete view of all your loans, borrowed or lent with accurate timelines, balances, and repayment details in one place.
Stay ahead of EMIs and dues with timely alerts and forward-looking reminders that help you avoid missed payments and stress.
Visual insights help you see dues, settlements, and repayment progress clearly, so you always know where you stand.
Download or share your loan history, and transactions anytime in PDF or Excel for personal records or discussions.
Your data is encrypted and protected at every level. Udhaari never sells your financial data, your information stays yours.
Secure cloud sync lets you access your loan information seamlessly across devices.
Thousands of satisfied users who trust Udhaari to track their loans
I have been using this app since a month now and I am very happy with the features it provides and how easily I can manage my loans. Statistic dashboard and Schedules was game changing for me.
Sakshi
Pune, India
A game-changer for managing my finances! Udhaari is incredibly intuitive and clean. It makes tracking personal loans, EMIs, and even small amounts lent to friends so easy and transparent.
Althaf
Chennai, India
I have been using Udhaari from couple of months now and the app is very useful and provides accurate loan insights with on time EMI reminders, I was able to control my spending habits as I get a clear picture of my debt-to-income ratio.
Shubham
Pune, India
Very useful app for managing daily udhari. Easy to use, safe, and time-saving. Highly recommended!
Bharat
Pune, India
Just the app I was looking for to keep track of my loans and advances. Features are being added frequently, UI is nice.
Saikat
Noida, India
Great application for tracking my loans. Seamless experience as of now.
Anand
Hyderabad, India
I have been using this app since a month now and I am very happy with the features it provides and how easily I can manage my loans. Statistic dashboard and Schedules was game changing for me.
Sakshi
Pune, India
A game-changer for managing my finances! Udhaari is incredibly intuitive and clean. It makes tracking personal loans, EMIs, and even small amounts lent to friends so easy and transparent.
Althaf
Chennai, India
I have been using Udhaari from couple of months now and the app is very useful and provides accurate loan insights with on time EMI reminders, I was able to control my spending habits as I get a clear picture of my debt-to-income ratio.
Shubham
Pune, India
Very useful app for managing daily udhari. Easy to use, safe, and time-saving. Highly recommended!
Bharat
Pune, India
Just the app I was looking for to keep track of my loans and advances. Features are being added frequently, UI is nice.
Saikat
Noida, India
Great application for tracking my loans. Seamless experience as of now.
Anand
Hyderabad, India
Join the growing community of users who trust Udhaari for their loan management needs
Users Onboarded
Transactions Recorded
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Everything you need to know about Udhaari
Udhaari is a smart loan intelligence platform used to track your borrowing and lending, manage EMI schedules, set payment reminders, and maintain clear bank and friends/family loan records.
No, Udhaari does not provide loans directly. It is an mobile app that helps you track your existing bank and friends/family loans, and payment schedules.
Yes, Udhaari is free to download and use on both the Google Play Store and Apple App Store.
We prioritize security by using end-to-end encryption for data in transit and at rest, following industry-standard financial data protection practices.
Udhaari helps you stay on top of your loans with clear schedules, reminders, and insights into your EMIs and repayment history—so you can spot upcoming dues, avoid missed payments, and make more informed repayment decisions.
At Udhaari, technology is built with one goal - turning complex loan data into clear, reliable intelligence. Our in-house systems are designed for accuracy, privacy, and real-world reliability.
A purpose-built calculation engine that models real-world loan behavior to generate accurate amortization schedules, repayment breakdowns, and forward-looking insights.
Built for precision, not approximations.
Generates structured, easy-to-understand PDF and Excel reports covering loan history, transactions, summaries, and financial records ready whenever users need clarity or documentation.
Clarity you can export and share.
Protects user data through strong encryption, secure storage, and privacy-first design principles, ensuring users remain in full control of their financial information.
Security by design, not as an afterthought.
Delivers timely, personalized alerts for EMIs, dues, receivables, and loan milestones, helping users stay ahead of obligations and avoid surprises.
From reminders to proactive awareness.
Download now and never lose track of your loans again.